Term Life
What’s the difference between term and
permanent life insurance?
Term Life
- Predetermined
- Lower
- None
- Not Applicable
- Generally Stays the Same
- Yes
- Length of Coverage
- Cost of Premium
- Accumulation of Cash Value
- Taxation of Cash Value Accumulation
- Premium Variation
- Death Benefit
Perm Life
- End of Life
- Higher
- At Favourable rate
- None
- Generally stays the same
- Yes
What we offer
Pacific Wealth Solutions partners with MassMutual, an AA+ credit rating insurance carrier, to provide you competitive life insurance products up to $3M coverage. Finish the application in 10 minutes.No medical exam is required.
Need expert assistance? We are always available via live chat.
How it works
Step 1: Apply Now
- We will take you to the Coverpath term life page , fill out “Get a quote” questionnaire and click “Apply Now”
Step 2: Create an account.
- Manage your policies and investment accounts.
- Get help from MassMutual directly, or you can always contact PWS via live chat or email on our website.
- Set preferences and notifications. Get helpful financial resources.
Step 3: Submit the application
- Sign in to your account and finish your application. Submit the application and wait for the approval.