Permanent Life
What’s the difference between term and
permanent life insurance?
Term Life
- Predetermined
- Lower
- None
- Generally Stays the Same
- No
- Yes
- Length of Coverage
- Cost of Premium
- Accumulation of Cash Value
- Premium Variation
- Cash Value
- Death Benefit
Perm Life
- End of Life
- Higher
- At Favourable rate
- Generally stays the same
- Yes
- Yes
What we offer
Pacific Wealth Solutions partners with MassMutual, an AA+ credit rating insurance carrier, to provide you up to $3M coverage. Finish the application in 10 minutes. No medical exam is required. Need expert assistance? We are always available via live chat.
How it works
Step 1: Apply for Whole Life
- To apply for Whole Life, simply fill out a form here.
Step 2: Wait for our email
- Wait for our email to receive a link.
Step 3: Start application
- Open the link and click “start application”.
Step 4: Create an account.
- Manage your policies and investment accounts.
- Get help from MassMutual directly, or you can always contact PWS via live chat or email on our website.
- Set preferences and notifications. Get helpful financial resources.
Step 5: Submit the application
- Sign into your account and finish your application. Submit application and wait for approval.